Building Insurance: Protecting Your Development When It Matters Most

At CSM Property Management Ltd, we understand that building insurance is one of the most important — and sometimes least understood — aspects of block management. While it’s easy to overlook until something goes wrong, having the right policy in place ensures your development is protected when it matters most.

Each of our managed developments benefits from a carefully reviewed building insurance policy arranged through regulated brokers and underwriters. These policies typically cover structural damage, fire, flood, storm damage, and public liability across communal areas. We ensure that the level of cover reflects the property’s rebuild value, not just its market price — a crucial distinction that safeguards owners from underinsurance.

When an incident occurs, CSM coordinates the claims process from start to finish. We liaise directly with insurers, loss adjusters, and contractors to make sure repairs are completed promptly and fairly. This takes the stress off individual leaseholders and ensures consistent standards across the entire building.

We also carry out annual reviews to confirm that your policy remains competitive and fully aligned with the building’s current condition and requirements. Transparency and efficiency are central to how we manage every aspect of insurance, from renewal to resolution.

Insurance is something you hope you never need — but when you do, having a professional management company like CSM on your side makes all the difference.